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</o:shapelayout></xml><![endif]--> </head> <body lang=ZH-CN link="#467886" vlink="#96607D" style='tab-interval:36.0pt; word-wrap:break-word'> <div class=WordSection1> <p class=MsoNormal align=center style='text-align:center;line-height:normal'><b><span lang=EN-SG style='font-size:10.5pt;font-family:"®_oÅ–Ñž",sans-serif'>Privacy Policy - RUP Financing<o:p></o:p></span></b></p> <p class=MsoNormal style='line-height:200%'><span lang=EN-SG style='font-size: 9.0pt;line-height:200%;font-family:"®_oÅ–Ñž",sans-serif'><br> Philippine Rupee Financing Corporation is a lending company in the Philippines doing business as peso.ph.</span><span lang=EN-SG style='font-size:9.0pt; line-height:200%;font-family:"®_oÅ–Ñž",sans-serif;mso-ansi-language:EN-US'> </span><span lang=EN-SG style='font-size:9.0pt;line-height:200%;font-family:"®_oÅ–Ñž",sans-serif'>RUP Financing is committed to protecting your personal information in compliance with the prevailing laws on personal data protection in the Philippines. This policy outlines how RUP Financing collects, uses, stores, and protects your personal data. By using our services, you consent to the collection, transfer, use, storage, and disclosure of your information as described in this Privacy Policy. You are required to carefully read and understand this Privacy Policy before providing any personal information or using RUP Financing</span><span style='font-size:9.0pt; line-height:200%;font-family:"®_oÅ–Ñž",sans-serif'> <span lang=EN-SG>s services. By using this application, you agree to and are bound by the privacy terms and conditions established by RUP Financing. We encourage you to regularly review the rules and updates to this policy.</span></span><b><span lang=EN-SG style='font-size:10.5pt;line-height:200%;font-family:"®_oÅ–Ñž",sans-serif'><o:p></o:p></span></b></p> <div style='margin-bottom:8.0pt'> <div class=MsoNormal align=center style='margin-bottom:0cm;text-align:center; line-height:150%'><span lang=EN-SG style='font-size:9.0pt;line-height:150%; font-family:"®_oÅ–Ñž",sans-serif;mso-ligatures:none;mso-no-proof:yes'> <hr size=1 width="100%" align=center> </span></div> </div> <p class=MsoNormal style='line-height:150%'><b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>1. What Information Do We Collect About You?<o:p></o:p></span></b></p> <p class=MsoNormal style='line-height:150%'><b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>1.1.</span></b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'> Many of the services provided by RUP Financing require us to collect personal data about you to deliver our services, assess our marketing strategies, and provide our products effectively.<o:p></o:p></span></p> <p class=MsoNormal style='line-height:150%'><b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>1.2.</span></b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'> We may collect and process the following personal data:<o:p></o:p></span></p> <p class=MsoNormal style='line-height:150%'><b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>1.2.1. Information You Provide to Us</span></b><span lang=EN-SG style='font-size:9.0pt; line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'><br> We collect different types of information depending on your interactions with us. The type of personal data we request is determined by the nature of our relationship with you.<o:p></o:p></span></p> <ul style='margin-top:0cm' type=disc> <li class=MsoNormal style='line-height:150%;mso-list:l3 level1 lfo1; tab-stops:list 36.0pt'><b><span lang=EN-SG style='font-size:9.0pt; line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>Personal Data:</span></b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'> Any data that can identify an individual, such as name, email address, phone number, and postal address.<o:p></o:p></span></li> <li class=MsoNormal style='line-height:150%;mso-list:l3 level1 lfo1; tab-stops:list 36.0pt'><b><span lang=EN-SG style='font-size:9.0pt; line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>Account Registration:</span></b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'> When you create an account with RUP Financing, you provide personal details such as your name, gender, date of birth, address, phone number, email address, employment information, phone contacts, and social media accounts.<o:p></o:p></span></li> <li class=MsoNormal style='line-height:150%;mso-list:l3 level1 lfo1; tab-stops:list 36.0pt'><b><span lang=EN-SG style='font-size:9.0pt; line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>Additional Information:</span></b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'> With your explicit consent, we may collect additional personal details, including phone contacts for risk management and location information for anti-fraud purposes.<o:p></o:p></span></li> <li class=MsoNormal style='line-height:150%;mso-list:l3 level1 lfo1; tab-stops:list 36.0pt'><b><span lang=EN-SG style='font-size:9.0pt; line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>Operator Data:</span></b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'> We may collect information about your mobile usage to verify the activity and status of your mobile number, as well as its recent usage history.<o:p></o:p></span></li> <li class=MsoNormal style='line-height:150%;mso-list:l3 level1 lfo1; tab-stops:list 36.0pt'><b><span lang=EN-SG style='font-size:9.0pt; line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>Identity and Work Documents:</span></b><span lang=EN-SG style='font-size:9.0pt;line-height: 150%;font-family:"®_oÅ–Ñž",sans-serif'> We require photos to verify your identity and assess your creditworthiness. These will be securely stored to ensure your privacy.<o:p></o:p></span></li> <li class=MsoNormal style='line-height:150%;mso-list:l3 level1 lfo1; tab-stops:list 36.0pt'><b><span lang=EN-SG style='font-size:9.0pt; line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>SMS Logs:</span></b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'> We may access your SMS logs to <span class=SpellE>analyze</span> your credit status and confirm receipt of notifications from our application to prevent financial fraud.<o:p></o:p></span></li> </ul> <p class=MsoNormal style='line-height:150%'><b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>1.3.</span></b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'> In compliance with the <b>Data Privacy Act of 2012</b>, your rights, including the right to be informed, access, rectification, and erasure, will be upheld.<o:p></o:p></span></p> <p class=MsoNormal style='line-height:150%'><b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>1.4.</span></b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'> To safeguard your account, we may track login information, including IP addresses and device identifiers (e.g., MAC address, IMEI).<o:p></o:p></span></p> <p class=MsoNormal style='line-height:150%'><b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>1.5.</span></b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'> RUP Financing also collects your app usage data (e.g., installed applications and version details) to develop risk management models essential for providing financial services. All data will be encrypted and securely stored.<o:p></o:p></span></p> <div style='margin-bottom:8.0pt'> <div class=MsoNormal align=center style='margin-bottom:0cm;text-align:center; line-height:150%'><span lang=EN-SG style='font-size:9.0pt;line-height:150%; font-family:"®_oÅ–Ñž",sans-serif;mso-ligatures:none;mso-no-proof:yes'> <hr size=0 width="100%" align=center> </span></div> </div> <p class=MsoNormal style='line-height:150%'><b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>2. How Do We Use Your Information?<o:p></o:p></span></b></p> <p class=MsoNormal style='line-height:150%'><b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>2.1.</span></b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'> RUP Financing collects certain personal data to provide services such as loan processing, account verification, and customer support. Sensitive personal data is encrypted and stored securely.<o:p></o:p></span></p> <p class=MsoNormal style='line-height:150%'><b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>2.2.</span></b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'> We use your information to:<o:p></o:p></span></p> <ul style='margin-top:0cm' type=disc> <li class=MsoNormal style='line-height:150%;mso-list:l0 level1 lfo2; tab-stops:list 36.0pt'><span lang=EN-SG style='font-size:9.0pt;line-height: 150%;font-family:"®_oÅ–Ñž",sans-serif'>Facilitate loan applications and approvals.<o:p></o:p></span></li> <li class=MsoNormal style='line-height:150%;mso-list:l0 level1 lfo2; tab-stops:list 36.0pt'><span lang=EN-SG style='font-size:9.0pt;line-height: 150%;font-family:"®_oÅ–Ñž",sans-serif'>Verify your identity and creditworthiness.<o:p></o:p></span></li> <li class=MsoNormal style='line-height:150%;mso-list:l0 level1 lfo2; tab-stops:list 36.0pt'><span lang=EN-SG style='font-size:9.0pt;line-height: 150%;font-family:"®_oÅ–Ñž",sans-serif'>Compare the accuracy of information with third parties when necessary.<o:p></o:p></span></li> </ul> <div style='margin-bottom:8.0pt'> <div class=MsoNormal align=center style='margin-bottom:0cm;text-align:center; line-height:150%'><span lang=EN-SG style='font-size:9.0pt;line-height:150%; font-family:"®_oÅ–Ñž",sans-serif;mso-ligatures:none;mso-no-proof:yes'> <hr size=0 width="100%" align=center> </span></div> </div> <p class=MsoNormal style='line-height:150%'><b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>3. How Do We Protect Your Information?<o:p></o:p></span></b></p> <p class=MsoNormal style='line-height:150%'><span lang=EN-SG style='font-size: 9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>RUP Financing is committed to safeguarding your data using the latest technologies and security protocols. We use firewalls, data encryption, and strict access controls to protect your personal information.<o:p></o:p></span></p> <p class=MsoNormal style='line-height:150%'><b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>Key Security Measures:</span></b><span lang=EN-SG style='font-size:9.0pt; line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'><o:p></o:p></span></p> <ul style='margin-top:0cm' type=disc> <li class=MsoNormal style='line-height:150%;mso-list:l2 level1 lfo3; tab-stops:list 36.0pt'><span lang=EN-SG style='font-size:9.0pt;line-height: 150%;font-family:"®_oÅ–Ñž",sans-serif'>Data encryption during transmission and storage.<o:p></o:p></span></li> <li class=MsoNormal style='line-height:150%;mso-list:l2 level1 lfo3; tab-stops:list 36.0pt'><span lang=EN-SG style='font-size:9.0pt;line-height: 150%;font-family:"®_oÅ–Ñž",sans-serif'>Restricted employee access to personal data.<o:p></o:p></span></li> <li class=MsoNormal style='line-height:150%;mso-list:l2 level1 lfo3; tab-stops:list 36.0pt'><span lang=EN-SG style='font-size:9.0pt;line-height: 150%;font-family:"®_oÅ–Ñž",sans-serif'>Regular security updates to prevent unauthorized access.<o:p></o:p></span></li> </ul> <p class=MsoNormal style='line-height:150%'><span lang=EN-SG style='font-size: 9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>Please note that while we strive to secure data transmissions, no method of internet communication is completely secure. Users are responsible for safeguarding their access credentials.<o:p></o:p></span></p> <div style='margin-bottom:8.0pt'> <div class=MsoNormal align=center style='margin-bottom:0cm;text-align:center; line-height:150%'><span lang=EN-SG style='font-size:9.0pt;line-height:150%; font-family:"®_oÅ–Ñž",sans-serif;mso-ligatures:none;mso-no-proof:yes'> <hr size=0 width="100%" align=center> </span></div> </div> <p class=MsoNormal style='line-height:150%'><b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>4. Third-Party Disclosure<o:p></o:p></span></b></p> <p class=MsoNormal style='line-height:150%'><span lang=EN-SG style='font-size: 9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>RUP Financing does not sell, trade, or transfer your personally identifiable information to external parties without prior notice. Exceptions include:<o:p></o:p></span></p> <ul style='margin-top:0cm' type=disc> <li class=MsoNormal style='line-height:150%;mso-list:l1 level1 lfo4; tab-stops:list 36.0pt'><span lang=EN-SG style='font-size:9.0pt;line-height: 150%;font-family:"®_oÅ–Ñž",sans-serif'>Partners and service providers assisting in operations, under confidentiality agreements.<o:p></o:p></span></li> <li class=MsoNormal style='line-height:150%;mso-list:l1 level1 lfo4; tab-stops:list 36.0pt'><span lang=EN-SG style='font-size:9.0pt;line-height: 150%;font-family:"®_oÅ–Ñž",sans-serif'>Legal compliance or to protect rights, property, or safety.<o:p></o:p></span></li> </ul> <p class=MsoNormal style='line-height:150%'><span lang=EN-SG style='font-size: 9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>Non-personally identifiable information may be used for marketing or analytical purposes.<o:p></o:p></span></p> <div style='margin-bottom:8.0pt'> <div class=MsoNormal align=center style='margin-bottom:0cm;text-align:center; line-height:150%'><span lang=EN-SG style='font-size:9.0pt;line-height:150%; font-family:"®_oÅ–Ñž",sans-serif;mso-ligatures:none;mso-no-proof:yes'> <hr size=0 width="100%" align=center> </span></div> </div> <p class=MsoNormal style='line-height:150%'><b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>5. Policy Updates<o:p></o:p></span></b></p> <p class=MsoNormal style='line-height:150%'><span lang=EN-SG style='font-size: 9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>This Privacy Policy may be updated periodically. Changes will be posted on our website, and significant updates will be communicated to users. Continued use of our services constitutes acceptance of the updated terms.<o:p></o:p></span></p> <div style='margin-bottom:8.0pt'> <div class=MsoNormal align=center style='margin-bottom:0cm;text-align:center; line-height:150%'><span lang=EN-SG style='font-size:9.0pt;line-height:150%; font-family:"®_oÅ–Ñž",sans-serif;mso-ligatures:none;mso-no-proof:yes'> <hr size=0 width="100%" align=center> </span></div> </div> <p class=MsoNormal style='line-height:150%'><b><span lang=EN-SG style='font-size:9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>6. Inquiries and Complaints<o:p></o:p></span></b></p> <p class=MsoNormal style='line-height:150%'><span lang=EN-SG style='font-size: 9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>If you believe your account or data has been misused or compromised, please contact us at <a href="mailto:cs@pesosph.com"><b>cs@pesosph.com</b></a><b> </b>with your concerns and contact details.<o:p></o:p></span></p> <p class=MsoNormal style='line-height:150%'><span lang=EN-SG style='font-size: 9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'>If unresolved, you may file a complaint directly with the <b>National Privacy Commission</b>.<o:p></o:p></span></p> <p class=MsoNormal style='line-height:150%'><span lang=EN-SG style='font-size: 9.0pt;line-height:150%;font-family:"®_oÅ–Ñž",sans-serif'><o:p>&nbsp;</o:p></span></p> </div> </body> </html>